MoneyBox
Structured savings for serious operators.
MoneyBox turns eligible earnings into a disciplined savings lane with clear lock periods, bonus math, and visible early-exit penalties. It is built for Declutter merchants and drivers who want more control over retention without mixing TradeHub or PrimeSlots settlement flows.
Savings style
Tiered lock plan
Range
1% to 30% autosave
Exit rule
Early exits stay transparent with fixed penalty bands.
Tier 1
30 days
0% bonus
Best for short saving cycles and quick discipline.
Tier 2
120 days
3% bonus
Good for operators building a more serious reserve.
Tier 3
210 days
8% bonus
For merchants and fleet operators saving with intent.
Tier 4
330 days
15% bonus
Longest lock, strongest reward for consistent operators.
Autosave rules
Eligible roles
Declutter merchants and drivers when enabled.
Autosave range
1% to 30% of supported earnings.
Maturity destination
Matured withdrawals can settle back into wallet balance.
Penalty bands
First third of lock
7% early-exit penalty
Second third of lock
5% early-exit penalty
Final third of lock
2% early-exit penalty
At maturity
0% penalty
Readiness API
Setup checks before MoneyBox goes live.
The app reads /api/v2/moneybox/readiness to explain what is ready and what still needs setup.
Role and lane
Confirms the account is a Declutter merchant or driver before MoneyBox actions are shown.
Open status
Shows whether a MoneyBox tier is already open, active, matured, or still not started.
Payout destination
Checks that a payout recipient exists without changing payout math or ledger entries.
Autosave
Reports MoneyBox and payout autosave setup, including percent and destination readiness.
Provider availability
Summarizes configured, manual, disabled, or misconfigured provider state.